refund found
“Didn’t realise half this stuff was claimable. Logbook KMs alone was bigger than I expected.”
Dan
Electrician, Newcastle
Built for Australian taxpayers
Upload a bank statement CSV. We categorise every transaction against ATO D1–D10 deduction codes and show what you can claim. Takes about 30 seconds. Free to see your estimate.
Not tax advice. ClaimSpot is an estimation tool, not a registered tax agent. Always confirm deductions with a qualified tax agent before lodging.
Your refund estimate
FY25 · sample figures
potential deductions found for tradies
Every line is reviewed by you before anything is finalised. Based on ATO D1–D10 deduction categories; not a substitute for a registered tax agent.
A non-exhaustive list
How it works
Log into internet banking and export transactions as CSV. CBA, ANZ, Westpac, NAB, Up, ING — all supported.
Drag and drop the file. It's parsed in your browser — the raw CSV never leaves your device, and BSBs + account numbers are stripped before anything crosses the network.
Every transaction is categorised against ATO D1–D10 rules for your occupation. Review each line, tweak what doesn't fit, export.
Your job, your rules
Common deductions by ATO category
avg. missed / yr
$2,800
Total potential
$2,800
Illustrative — based on ATO D1–D10 guidelines. Actual deductions depend on your circumstances. Informational only; not a substitute for a registered tax agent.
Watch it work
Every transaction gets matched against ATO D1–D10 rules for your occupation. You review each line before anything is finalised.
Bank statement
showing 6 of 237 transactions
0/6 reviewed
Every line stays editable. You sign off before anything is finalised.
On average
$0
average work-related deduction Australians claim every year.
30 seconds
to see how yours compares — upload a statement, we do the rest.
Source: ATO Taxation Statistics 2022–23
Illustrative finds
refund found
“Didn’t realise half this stuff was claimable. Logbook KMs alone was bigger than I expected.”
Dan
Electrician, Newcastle
refund found
“Parking at the hospital, laundry, union fees—added up faster than I thought.”
Priya
Registered nurse, Brisbane
refund found
“Classroom resources and PD courses I’d already forgotten about. Easiest tax time I’ve had.”
Jordan
Primary teacher, Geelong
refund found
“Laptop depreciation, phone use and short courses were all sitting outside my statement.”
Mei
IT professional, Sydney
Illustrative — composite examples based on typical ATO deductions by occupation. Real refunds depend on your individual circumstances. Not a substitute for a registered tax agent.
PAYG employee deduction reviews with a free preview before you pay.
Compare: Tax agent $200–400 | H&R Block DIY $80–130 | ClaimSpot from $0
FY 25–26
potential deductions
$2,896
+$124 this week
The mobile app (optional)
Deductions tracked year-round, not just at tax time.
Snap a photo, it matches the line to the right ATO category.
“New $89 deduction spotted” — never spammy.
Ready for your tax agent at EOFY.
$7.99/mo — less than a flat white a week
CSV statements are read in your browser. PDFs are processed server-side only when you choose PDF upload.
Only transaction descriptions are sent for analysis. Account numbers, BSBs, and balances are stripped.
You can soft-delete statement data from your account; the retention job purges deleted rows after 30 days.
Good questions
All the major Aussie banks that let you export CSVs — CBA, ANZ, Westpac, NAB, Macquarie, Up, ING, Bankwest, ME, St.George, plus a generic fallback for anything else. If you can log in and export transactions as a CSV, we can read it.
A CSV export of your transactions. PDF and OFX support are on the roadmap; right now it's CSV only. Most banks put the CSV export option in transaction history or account details.
Internet banking → transaction history → Export or Download → choose CSV format → pick a date range (1 July to today for the current FY). Each bank calls the button something slightly different, but it's there.
Claimspot currently supports PAYG employee deduction reviews for the individual tax return.
No. We never touch your login. You download the CSV yourself, then upload the file. Claimspot has no bank connection, no credentials, no screen-scraping.
Your CSV is parsed entirely in your browser — the raw file never crosses the network. Before anything is sent for categorisation, BSBs, account numbers, and balances are stripped. Only transaction descriptions and amounts reach our servers, and sessions are tied to an unguessable ID so no account is required.
No. Claimspot finds potential deductions in your spending. You still lodge through myTax or your tax agent. Think of us as the part that tells you what to claim, not the part that files it.
A tax agent charges $200–400 for similar review. H&R Block DIY starts around $80–130. A one-time $39.99 sits well below both, and there's no subscription. The free preview shows your categories and transaction counts before you pay — so you decide whether it's worth it.