Built for Australian taxpayers

Reckon you’re leaving money with the ATO? Probably.

Upload a bank statement CSV. We categorise every transaction against ATO D1–D10 deduction codes and show what you can claim. Takes about 30 seconds. Free to see your estimate.

Upload your statementFree estimate · no sign-up
  • Processed in your browser
  • PII stripped before send
  • Aligned to ATO D1–D10
  • Informational — not a tax return

Not tax advice. ClaimSpot is an estimation tool, not a registered tax agent. Always confirm deductions with a qualified tax agent before lodging.

Your refund estimate

FY25 · sample figures

illustrative

potential deductions found for tradies

  • Vehicle KMs (logbook method)
    $1,461
  • Tools & equipment
    $1,284
  • Work clothing & PPE
    $412
  • Training & licences
    $690

Every line is reviewed by you before anything is finalised. Based on ATO D1–D10 deduction categories; not a substitute for a registered tax agent.

A non-exhaustive list

Things people forget they can claim.

steel capshigh-visWFH hourstools of tradephone & internetunion feeslogbook KMssunscreenwork bootsuniform laundrytax agent feessteel capshigh-visWFH hourstools of tradephone & internetunion feeslogbook KMssunscreenwork bootsuniform laundrytax agent fees
home officestethoscopeself-educationincome protectionPPEparking (work)classroom suppliesprofessional subsPD coursesbriefcase & laptop bagscrubshome officestethoscopeself-educationincome protectionPPEparking (work)classroom suppliesprofessional subsPD coursesbriefcase & laptop bagscrubs

How it works

Three steps. About thirty seconds.

Export your statement

Log into internet banking and export transactions as CSV. CBA, ANZ, Westpac, NAB, Up, ING — all supported.

Drop it in

Drag and drop the file. It's parsed in your browser — the raw CSV never leaves your device, and BSBs + account numbers are stripped before anything crosses the network.

See what you can claim

Every transaction is categorised against ATO D1–D10 rules for your occupation. Review each line, tweak what doesn't fit, export.

Upload your statement

Your job, your rules

A nurse and a tradie claim different things. We know both.

Nurses

Common deductions by ATO category

avg. missed / yr

$2,800

  • Uniforms & laundry
    $600
  • Phone & internet
    $600
  • Parking at hospital
    $1,200
  • Union fees
    $400

Total potential

$2,800

Find yours

Illustrative — based on ATO D1–D10 guidelines. Actual deductions depend on your circumstances. Informational only; not a substitute for a registered tax agent.

Watch it work

Categorising a real statement.

Every transaction gets matched against ATO D1–D10 rules for your occupation. You review each line before anything is finalised.

Bank statement

showing 6 of 237 transactions

  • 03 AugLinkt Tollway$46
  • 12 AugUber — MEL Airport$69
  • 15 AugTotally Workwear$89
  • 22 AugCoursera.com$55
  • 28 AugOfficeworks$143
  • 30 AugETU Union Fees$58

0/6 reviewed

Deduction summary

illustrative

  • Car & vehicle$0
  • Work travel$0
  • Clothing & laundry$0
  • Self-education$0
  • Other work expenses$0

Found so far

$0

Every line stays editable. You sign off before anything is finalised.

On average

$0

average work-related deduction Australians claim every year.

30 seconds

to see how yours compares — upload a statement, we do the rest.

Source: ATO Taxation Statistics 2022–23

Illustrative finds

What Australians are finding.

3,210

refund found

Didn’t realise half this stuff was claimable. Logbook KMs alone was bigger than I expected.

Dan

Electrician, Newcastle

1,940

refund found

Parking at the hospital, laundry, union fees—added up faster than I thought.

Priya

Registered nurse, Brisbane

2,820

refund found

Classroom resources and PD courses I’d already forgotten about. Easiest tax time I’ve had.

Jordan

Primary teacher, Geelong

1,680

refund found

Laptop depreciation, phone use and short courses were all sitting outside my statement.

Mei

IT professional, Sydney

Illustrative — composite examples based on typical ATO deductions by occupation. Real refunds depend on your individual circumstances. Not a substitute for a registered tax agent.

Simple pricing. No subscriptions.

PAYG employee deduction reviews with a free preview before you pay.

FREE PREVIEW
$0
  • 1 statement
  • 500 transactions
  • See categories
  • Transaction counts
  • Amounts blurred
Upload Free
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EMPLOYEE FY PASS
$29
one-time · PAYG
  • Individual return D1–D10
  • Full amounts unblurred
  • Every transaction categorised
  • PDF report
  • ATO legislation references
  • Email to tax agent
Upload & Unlock

Compare: Tax agent $200–400  |  H&R Block DIY $80–130  |  ClaimSpot from $0

claimspot.

FY 25–26

potential deductions

$2,896

+$124 this week

  • Work from home
    $780
  • Phone & internet
    $600
  • Self-education
    $450
  • Work clothing
    $320
  • Union fees
    $280

The mobile app (optional)

Want this running all year, not just at tax time?

  • Connect your bank once

    Deductions tracked year-round, not just at tax time.

  • Receipt scanner

    Snap a photo, it matches the line to the right ATO category.

  • Quiet alerts

    “New $89 deduction spotted” — never spammy.

  • PDF export

    Ready for your tax agent at EOFY.

$7.99/mo — less than a flat white a week

Your privacy is non‑negotiable.

Client-side CSV parsing

CSV statements are read in your browser. PDFs are processed server-side only when you choose PDF upload.

No Account Numbers

Only transaction descriptions are sent for analysis. Account numbers, BSBs, and balances are stripped.

Delete anytime

You can soft-delete statement data from your account; the retention job purges deleted rows after 30 days.

ATO-aligned categories (D1–D10)Not financial adviceConsult a registered tax agent

Good questions

Questions, answered.

How it works

All the major Aussie banks that let you export CSVs — CBA, ANZ, Westpac, NAB, Macquarie, Up, ING, Bankwest, ME, St.George, plus a generic fallback for anything else. If you can log in and export transactions as a CSV, we can read it.

A CSV export of your transactions. PDF and OFX support are on the roadmap; right now it's CSV only. Most banks put the CSV export option in transaction history or account details.

Internet banking → transaction history → Export or Download → choose CSV format → pick a date range (1 July to today for the current FY). Each bank calls the button something slightly different, but it's there.

Claimspot currently supports PAYG employee deduction reviews for the individual tax return.

Privacy & security

No. We never touch your login. You download the CSV yourself, then upload the file. Claimspot has no bank connection, no credentials, no screen-scraping.

Your CSV is parsed entirely in your browser — the raw file never crosses the network. Before anything is sent for categorisation, BSBs, account numbers, and balances are stripped. Only transaction descriptions and amounts reach our servers, and sessions are tied to an unguessable ID so no account is required.

Pricing & scope

No. Claimspot finds potential deductions in your spending. You still lodge through myTax or your tax agent. Think of us as the part that tells you what to claim, not the part that files it.

A tax agent charges $200–400 for similar review. H&R Block DIY starts around $80–130. A one-time $39.99 sits well below both, and there's no subscription. The free preview shows your categories and transaction counts before you pay — so you decide whether it's worth it.

No spreadsheets · No sign-up

Settle it in thirty seconds.

Upload a statement. See your refund estimate. Decide from there.

Upload your statementFree estimate · CSV never leaves your browser